Health Insurance Costs and Coverage
Great stories have a personality. Consider telling a great story that provides personality. Writing a story with personality for potential clients will assist with making a relationship connection. This shows up in small quirks like word choices or phrases. Write from your point of view, not from someone else's experience.
Great stories are for everyone even when only written for just one person. If you try to write with a wide, general audience in mind, your story will sound fake and lack emotion. No one will be interested. Write for one person. If it’s genuine for the one, it’s genuine for the rest.
| Member Level Rated & Billed |
BluePreferred PPO HSA Compatible Silver Plan -
$2,300 Ded1 (APHMB021-J) Prescription Drug (RXCMB366) |
BlueChoice Plus HSA Compatible Silver Plan -
$2,300 Ded1 (ATHMB016-G) Prescription Drug (RXCMB367) |
BlueChoice Advantage HSA Compatible Silver Plan -
$2,300 Ded1 (AAHMB02P-CP) Prescription Drug (RXCMB367) |
|||
|---|---|---|---|---|---|---|
| Off Exchange | Member Pays | Member Pays | Member Pays | |||
| Health Plan Highlights | In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network |
|
Non-Preventive Doctor Copay (PCP/Specialist) |
PCP: Deductible, then $25 Copay per visit SPEC: Deductible, then $70 Copay per visit |
PCP: Deductible, then $90 Copay per visit SPEC: Deductible, then $90 Copay per visit |
PCP: Deductible, then $25 Copay per visit SPEC: Deductible, then $70 Copay per visit |
PCP: Deductible, then $90 Copay per visit SPEC: Deductible, then $90 Copay per visit |
PCP: Deductible, then $25 Copay per visit SPEC: Deductible, then $70 Copay per visit |
PCP: Deductible, then $90 Copay per visit SPEC: Deductible, then $90 Copay per visit |
|
Preventive Doctor Copay (PCP/Specialist) |
No Charge | Deductible, then No Charge | No Charge | Deductible, then No Charge | No Charge | Deductible, then No Charge |
| Inpatient Charge per Admission | Deductible, then $500 Copay per Admission | Deductible, then $600 Copay per Admission | Deductible, then $500 Copay per Admission | Deductible, then $600 Copay per Admission | Deductible, then $500 Copay per Admission | Deductible, then $600 Copay per Admission |
| Deductible (Individual/Family) | $2,300/$4,600 | $4,600/$9,200 | $2,300/$4,600 | $4,600/$9,200 | $2,300/$4,600 | $4,600/$9,200 |
| Coinsurance (Insurance/Member) | None | None | None | None | None | None |
| Out-of-Pocket Maximum (Individual/Family) | $8,450/$16,900 | $16,900/$33,800 | $8,450/$16,900 | $16,900/$33,800 | $8,450/$16,900 | $16,900/$33,800 |
| Emergency Room | Deductible, then $500 Copay per visit | Paid as In-Network | Deductible, then $500 Copay per visit | Paid as In-Network | Deductible, then $500 Copay per visit | Paid as In-Network |
| Pediatric Dental | Included | Included | Included | Included | Included | Included |
| Pediatric Vision | Included | Included | Included | Included | Included | Included |
| Maximum Benefit | None | None | None | None | None | None |
| Prescription Drug Highlights | PPACA Prescription Drug | PPACA Prescription Drug | PPACA Prescription Drug | |||
| Off Exchange | Integrated Drug (RXCMB366-GM) | Integrated Drug (RXCMB367-GM) | Integrated Drug (RXCMB367-GM) | |||
| Deductible | $2,300/$4,600 Combined with Medical | $2,300/$4,600 Combined with Medical | $2,300/$4,600 Combined with Medical | |||
| Copay (Retail) | $15/$50/$70 | $15/$50/$70 | $15/$50/$70 | |||
| Copay (Mail) | $30/$100/$140 | $30/$100/$140 | $30/$100/$140 | |||
| Preferred Specialty | Specialty - Ded then 50% up to $100 (Tier 4) | Specialty - Ded then 50% up to $100 (Tier 4) | Specialty - Ded then 50% up to $100 (Tier 4) | |||
| Non-Preferred Specialty | Ded then 50% up to $150 (Tier 5) | Ded then 50% up to $150 (Tier 5) | Ded then 50% up to $150 (Tier 5) | |||
| 1 Refer to the Issuing Company table for complete information on the issuer's legal name for this product. | ||||||
| Member Level Rated & Billed |
BluePreferred PPO HSA Compatible Silver Plan -
$2,300 Ded1 (APHMB021-J) Prescription Drug (RXCMB366) |
BlueChoice Plus HSA Compatible Silver Plan -
$2,300 Ded1 (ATHMB016-G) Prescription Drug (RXCMB367) |
BlueChoice Advantage HSA Compatible Silver Plan -
$2,300 Ded1 (AAHMB02P-CP) Prescription Drug (RXCMB367) |
|||
|---|---|---|---|---|---|---|
| Off Exchange | Member Pays | Member Pays | Member Pays | |||
| Health Plan Highlights | In-network | Out-of-network | In-network | Out-of-network | In-network | Out-of-network |
|
Non-Preventive Doctor Copay (PCP/Specialist) |
PCP: Deductible, then $25 Copay per visit SPEC: Deductible, then $70 Copay per visit |
PCP: Deductible, then $90 Copay per visit SPEC: Deductible, then $90 Copay per visit |
PCP: Deductible, then $25 Copay per visit SPEC: Deductible, then $70 Copay per visit |
PCP: Deductible, then $90 Copay per visit SPEC: Deductible, then $90 Copay per visit |
PCP: Deductible, then $25 Copay per visit SPEC: Deductible, then $70 Copay per visit |
PCP: Deductible, then $90 Copay per visit SPEC: Deductible, then $90 Copay per visit |
|
Preventive Doctor Copay (PCP/Specialist) |
No Charge | Deductible, then No Charge | No Charge | Deductible, then No Charge | No Charge | Deductible, then No Charge |
| Inpatient Charge per Admission | Deductible, then $500 Copay per Admission | Deductible, then $600 Copay per Admission | Deductible, then $500 Copay per Admission | Deductible, then $600 Copay per Admission | Deductible, then $500 Copay per Admission | Deductible, then $600 Copay per Admission |
| Deductible (Individual/Family) | $2,300/$4,600 | $4,600/$9,200 | $2,300/$4,600 | $4,600/$9,200 | $2,300/$4,600 | $4,600/$9,200 |
| Coinsurance (Insurance/Member) | None | None | None | None | None | None |
| Out-of-Pocket Maximum (Individual/Family) | $8,450/$16,900 | $16,900/$33,800 | $8,450/$16,900 | $16,900/$33,800 | $8,450/$16,900 | $16,900/$33,800 |
| Emergency Room | Deductible, then $500 Copay per visit | Paid as In-Network | Deductible, then $500 Copay per visit | Paid as In-Network | Deductible, then $500 Copay per visit | Paid as In-Network |
| Pediatric Dental | Included | Included | Included | Included | Included | Included |
| Pediatric Vision | Included | Included | Included | Included | Included | Included |
| Maximum Benefit | None | None | None | None | None | None |
| Prescription Drug Highlights | PPACA Prescription Drug | PPACA Prescription Drug | PPACA Prescription Drug | |||
| Off Exchange | Integrated Drug (RXCMB366-GM) | Integrated Drug (RXCMB367-GM) | Integrated Drug (RXCMB367-GM) | |||
| Deductible | $2,300/$4,600 Combined with Medical | $2,300/$4,600 Combined with Medical | $2,300/$4,600 Combined with Medical | |||
| Copay (Retail) | $15/$50/$70 | $15/$50/$70 | $15/$50/$70 | |||
| Copay (Mail) | $30/$100/$140 | $30/$100/$140 | $30/$100/$140 | |||
| Preferred Specialty | Specialty - Ded then 50% up to $100 (Tier 4) | Specialty - Ded then 50% up to $100 (Tier 4) | Specialty - Ded then 50% up to $100 (Tier 4) | |||
| Non-Preferred Specialty | Ded then 50% up to $150 (Tier 5) | Ded then 50% up to $150 (Tier 5) | Ded then 50% up to $150 (Tier 5) | |||
| 1 Refer to the Issuing Company table for complete information on the issuer's legal name for this product. | ||||||
Great stories have a personality. Consider telling a great story that provides personality. Writing a story with personality for potential clients will assist with making a relationship connection. This shows up in small quirks like word choices or phrases. Write from your point of view, not from someone else's experience.
Great stories are for everyone even when only written for just one person. If you try to write with a wide, general audience in mind, your story will sound fake and lack emotion. No one will be interested. Write for one person. If it’s genuine for the one, it’s genuine for the rest.
| Age Band | BluePreferred PPO HSA Compatible Silver Plan - $2,300 Ded | BlueChoice Plus HSA Compatible Silver Plan - $2,300 Ded | BlueChoice Advantage HSA Compatible Silver Plan - $2,300 Ded |
|---|---|---|---|
| 0-14 | $378.44 | $332.26 | $354.02 |
| 15 | $412.08 | $361.80 | $385.49 |
| 16 | $424.94 | $373.09 | $397.52 |
| 17 | $437.80 | $384.38 | $409.55 |
| 18 | $451.65 | $396.54 | $422.51 |
| 19 | $465.50 | $408.70 | $435.47 |
| 20 | $479.85 | $421.30 | $448.89 |
| 21 | $494.69 | $434.33 | $462.77 |
| 22 | $494.69 | $434.33 | $462.77 |
| 23 | $494.69 | $434.33 | $462.77 |
| 24 | $494.69 | $434.33 | $462.77 |
| 25 | $496.67 | $436.07 | $464.62 |
| 26 | $506.56 | $444.75 | $473.88 |
| 27 | $518.44 | $455.18 | $484.98 |
| 28 | $537.73 | $472.12 | $503.03 |
| 29 | $553.56 | $486.02 | $517.84 |
| 30 | $561.47 | $492.96 | $525.24 |
| 31 | $573.35 | $503.39 | $536.35 |
| 32 | $585.22 | $513.81 | $547.46 |
| 33 | $592.64 | $520.33 | $554.40 |
| 34 | $600.55 | $527.28 | $561.80 |
| 35 | $604.51 | $530.75 | $565.50 |
| 36 | $608.47 | $534.23 | $569.21 |
| 37 | $612.43 | $537.70 | $572.91 |
| 38 | $616.38 | $541.18 | $576.61 |
| 39 | $624.30 | $548.12 | $584.02 |
| 40 | $632.21 | $555.07 | $591.42 |
| 41 | $644.09 | $565.50 | $602.53 |
| 42 | $655.46 | $575.49 | $613.17 |
| 43 | $671.29 | $589.39 | $627.98 |
| 44 | $691.08 | $606.76 | $646.49 |
| 45 | $714.33 | $627.17 | $668.24 |
| 46 | $742.04 | $651.50 | $694.16 |
| 47 | $773.20 | $678.86 | $723.31 |
| 48 | $808.82 | $710.13 | $756.63 |
| 49 | $843.94 | $740.97 | $789.49 |
| 50 | $883.52 | $775.71 | $826.51 |
| 51 | $922.60 | $810.03 | $863.07 |
| 52 | $965.63 | $847.81 | $903.33 |
| 53 | $1,009.17 | $886.03 | $944.05 |
| 54 | $1,056.16 | $927.29 | $988.01 |
| 55 | $1,103.16 | $968.56 | $1,031.98 |
| 56 | $1,154.11 | $1,013.29 | $1,079.64 |
| 57 | $1,205.56 | $1,058.46 | $1,127.77 |
| 58 | $1,260.47 | $1,106.67 | $1,179.14 |
| 59 | $1,287.68 | $1,130.56 | $1,204.59 |
| 60 | $1,342.59 | $1,178.77 | $1,255.96 |
| 61 | $1,390.08 | $1,220.47 | $1,300.38 |
| 62 | $1,421.24 | $1,247.83 | $1,329.54 |
| 63 | $1,460.32 | $1,282.14 | $1,366.10 |
| 64 | $1,484.07 | $1,302.99 | $1,388.31 |
| 65+ | $1,484.07 | $1,302.99 | $1,388.31 |
| Age Band | BluePreferred PPO HSA Compatible Silver Plan - $2,300 Ded | BlueChoice Plus HSA Compatible Silver Plan - $2,300 Ded | BlueChoice Advantage HSA Compatible Silver Plan - $2,300 Ded |
|---|---|---|---|
| 0-14 | $378.44 | $332.26 | $354.02 |
| 15 | $412.08 | $361.80 | $385.49 |
| 16 | $424.94 | $373.09 | $397.52 |
| 17 | $437.80 | $384.38 | $409.55 |
| 18 | $451.65 | $396.54 | $422.51 |
| 19 | $465.50 | $408.70 | $435.47 |
| 20 | $479.85 | $421.30 | $448.89 |
| 21 | $494.69 | $434.33 | $462.77 |
| 22 | $494.69 | $434.33 | $462.77 |
| 23 | $494.69 | $434.33 | $462.77 |
| 24 | $494.69 | $434.33 | $462.77 |
| 25 | $496.67 | $436.07 | $464.62 |
| 26 | $506.56 | $444.75 | $473.88 |
| 27 | $518.44 | $455.18 | $484.98 |
| 28 | $537.73 | $472.12 | $503.03 |
| 29 | $553.56 | $486.02 | $517.84 |
| 30 | $561.47 | $492.96 | $525.24 |
| 31 | $573.35 | $503.39 | $536.35 |
| 32 | $585.22 | $513.81 | $547.46 |
| 33 | $592.64 | $520.33 | $554.40 |
| 34 | $600.55 | $527.28 | $561.80 |
| 35 | $604.51 | $530.75 | $565.50 |
| 36 | $608.47 | $534.23 | $569.21 |
| 37 | $612.43 | $537.70 | $572.91 |
| 38 | $616.38 | $541.18 | $576.61 |
| 39 | $624.30 | $548.12 | $584.02 |
| 40 | $632.21 | $555.07 | $591.42 |
| 41 | $644.09 | $565.50 | $602.53 |
| 42 | $655.46 | $575.49 | $613.17 |
| 43 | $671.29 | $589.39 | $627.98 |
| 44 | $691.08 | $606.76 | $646.49 |
| 45 | $714.33 | $627.17 | $668.24 |
| 46 | $742.04 | $651.50 | $694.16 |
| 47 | $773.20 | $678.86 | $723.31 |
| 48 | $808.82 | $710.13 | $756.63 |
| 49 | $843.94 | $740.97 | $789.49 |
| 50 | $883.52 | $775.71 | $826.51 |
| 51 | $922.60 | $810.03 | $863.07 |
| 52 | $965.63 | $847.81 | $903.33 |
| 53 | $1,009.17 | $886.03 | $944.05 |
| 54 | $1,056.16 | $927.29 | $988.01 |
| 55 | $1,103.16 | $968.56 | $1,031.98 |
| 56 | $1,154.11 | $1,013.29 | $1,079.64 |
| 57 | $1,205.56 | $1,058.46 | $1,127.77 |
| 58 | $1,260.47 | $1,106.67 | $1,179.14 |
| 59 | $1,287.68 | $1,130.56 | $1,204.59 |
| 60 | $1,342.59 | $1,178.77 | $1,255.96 |
| 61 | $1,390.08 | $1,220.47 | $1,300.38 |
| 62 | $1,421.24 | $1,247.83 | $1,329.54 |
| 63 | $1,460.32 | $1,282.14 | $1,366.10 |
| 64 | $1,484.07 | $1,302.99 | $1,388.31 |
| 65+ | $1,484.07 | $1,302.99 | $1,388.31 |