Detailed Benefits Information
401(k) Plans
A 401(k) is a retirement savings plan offered by your employer. When you enroll, money is automatically taken from your paycheck and put into your retirement account.
You can choose to contribute before taxes (pre‑tax) or after taxes (Roth). With pre‑tax contributions, you pay taxes when you take the money out in retirement. With Roth contributions, you pay taxes now, and withdrawals in retirement are generally tax‑free.
Any investment earnings in your 401(k) grow without being taxed each year until you withdraw the money.
Health Savings Accounts
NATIGroup offers Health Savings Accounts (HSAs) through HealthEquity. A Health Savings Account (HSA) is an account that helps you save money for medical expenses. You put money in before taxes, the account belongs to you, and the money stays available year after year—even if you change jobs.
Please note: your plan details and providers may vary by project and location. The information on this page generally applies to personnel located in the DC-Maryland-Virginia (DMV) unless a CBA or other contractual terms apply. Please contact your supervisor or the contacts noted below for further assistance.
Health insurance through CareFirst
Health insurance is coverage that helps lower the cost of medical care. You pay a monthly amount to stay enrolled, and when you need care, the plan helps pay for eligible services based on your coverage.
We use CareFirst for our health insurance.
Please note: your plan details and providers may vary by project and location. The information on this page generally applies to personnel located in the DC-Maryland-Virginia (DMV) unless a CBA or other contractual terms apply. Please contact your supervisor or the contacts noted below for further assistance.
Vision / Dental Insurance
NATIGroup uses CareFirst for our vision / dental insurance. Dental and vision coverage helps reduce the cost of services like dental exams, fillings, eye exams, contacts, and glasses. These plans can save you money on routine care and help maintain your overall health.
Please note: your plan details and providers may vary by project and location. The information on this page generally applies to personnel located in the DC-Maryland-Virginia (DMV) unless a CBA or other contractual terms apply. Please contact your supervisor or the contacts noted below for further assistance.
Short-Term / Long-Term Disability Benefits
What is Disability Insurance?
If you can’t work because of a qualifying illness or injury, disability insurance can help replace a portion of your income. This support can help cover ongoing expenses while you recover. Plan details determine benefit amounts and length of coverage.
Group Short‑Term Disability Insurance
Group Short‑Term Disability Insurance provides partial income replacement during short‑term absences due to covered medical conditions. Benefit periods vary by plan.
Group Long‑Term Disability Insurance
Group Long‑Term Disability Insurance offers income protection for extended periods of work absence resulting from qualifying illnesses or injuries. Coverage length is plan‑specific.
Please note: your plan details and providers may vary by project and location. The information on this page generally applies to personnel located in the DC-Maryland-Virginia (DMV) unless a CBA or other contractual terms apply. Please contact your supervisor or the contacts noted below for further assistance.