Detailed Benefits Information
The NATIGroup Benefits Program offers several advantages, including Flexibility—you can choose the coverage that is right for you. In addition, if your family situation changes, you can update your benefits to keep pace with your changing needs; Tax Savings—our program takes advantage of current tax laws that allow you to pay for some benefits with pretax dollars. The list below provides a quick glance at the benefits provided.
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401(k) Plans
A 401(k) is a retirement savings plan offered by NATIGroup. When you enroll, money is automatically taken from your paycheck (as defined by you) and put into your retirement account. You are able to select the investment vehicle which range from money market, bond and stock funds (managed/unmanaged).
You can choose to contribute before taxes (pre‑tax) or after taxes (Roth). With pre‑tax contributions, you pay taxes when you take the money out in retirement. With Roth contributions, you pay taxes now, and withdrawals in retirement are tax‑free.
Any investment earnings in your 401(k) grow without being taxed each year until you withdraw the money. Additional details are below.
Health Savings Accounts
NATIGroup offers Health Savings Accounts (HSAs) through HealthEquity. A Health Savings Account (HSA)helps you save money for medical expenses. You put money in before taxes, the account belongs to you, and the money stays available year after year—even if you change jobs.
HSA is the only account in the tax code with a triple tax advantage: contributions go in untaxed, balances grow untaxed, and withdrawals for qualified medical expenses come out untaxed. No other vehicle (401(k), Roth IRA) offers all three.
Please note: your plan details vary by location.
Employees in the DC, MD, & VA locations have BlueChoice Plus HSA plans.
Employees in other areas have BlueChoice Advantage HSA plans.
Health insurance through CareFirst
Health insurance is coverage that helps lower the cost of medical care. You pay a monthly amount to stay enrolled, and when you need care, the plan helps pay for eligible services based on your coverage.
We use CareFirst for our health insurance.
Please note: your plan details and providers may vary by project and location. The information on this page generally applies unless a CBA or other contractual terms apply. Please contact your supervisor or the contacts noted below for further assistance.
Employees in the DC, MD, & VA locations have BlueChoice Plus HSA plans.
Employees in other areas have BlueChoice Advantage HSA plans.
Please Note: Premiums are 100% paid by NATIGroup for employee coverage, with dependent coverage available through a pretax, bi-weekly payroll deduction. See above for additional information regarding Dependent Coverage Rates .
Vision / Dental Insurance
NATIGroup uses CareFirst for our vision / dental insurance. Dental and vision coverage helps reduce the cost of services like dental exams, fillings, eye exams, contacts, and glasses. These plans can save you money on routine care and help maintain your overall health.
Please note: your plan details and providers may vary by project and location. The information on this page generally applies to personnel located in the DC-Maryland-Virginia (DMV) unless a CBA or other contractual terms apply. Please contact your supervisor or Karen Sindicic at ksindicic@natigroup.com for further assistance.
Short-Term / Long-Term Disability Benefits
What is Disability Insurance?
If you can’t work because of a qualifying illness or injury, disability insurance can help replace a portion of your income. This support can help cover ongoing expenses while you recover. Plan details determine benefit amounts and coverage length.
Group Short‑Term Disability Insurance provides partial income replacement during short‑term absences due to covered medical conditions. Benefit periods vary by plan.
Group Long‑Term Disability Insurance
Group Long‑Term Disability Insurance offers income protection for extended periods of work absence resulting from qualifying illnesses or injuries. Coverage length is plan‑specific.
Your HR Contacts:
CFO/Payroll
Jay Hwang
Jhwang@natigroup.com
240-293-2447x135
HR/FSO/Benefits
Karen Sindicic
Ksindicic@natigroup.com
240-292-0767x109
AFSO/Travel
Eileen Lardner
Elardner@natigroup.com
240-292-0762x113
SharePoint Administration/Access
Hillary Hwang
Hhwang@natigroup.com
301-832-8160
Let's Connect
Have questions, comments, or suggestions for the HR team? Email a team member or send us a message below, and we'll get back to you as soon as possible.